Bluestone Home Loans isn't slowing down anytime soon.
Just as the firm lodged more than a billion dollars in new loan applications in a single month, the non-bank lender has unveiled a limited-time 0.25% p.a. rate offer across its near-prime and specialist loan range.
Bluestone's in-house data revealed that around 85% of brokers encounter challenging deals. This offering is designed to support borrowers with otherwise strong credit profiles who fall outside traditional lending criteria, as banks tighten requirements and reduce risk appetite. At the same time, would-be and existing homeowners face a persistent housing shortage, inflationary pressures, higher interest rates and global uncertainty.
Bluestone's deal also equips brokers with alternative solutions, enabling them to better serve their clients.
"Everyday brokers are faced with complex scenarios, customers changing income structures and borrowers [who] just don't fit the box with mainstream lenders," said Aaron Taylor, head of non-standard lending at Bluestone. "This offer has been designed around this fact, giving brokers the confidence and support to make the complex seem easy, giving more Australians access to a flexible and competitive home loan solution.
"This is about standing behind brokers as they expand their businesses, giving them the support to help more clients access lending, even when the path isn’t straightforward,” Taylor continued.
Bluestone's limited time offer is available for eligible loans now through 31 May 2026. The deal is available for new near-prime, specialist, Specialist+ and residential loans that are settled within six months, subject to standard approvals.
The non-bank lender, which turned 25 last year, continues to sharpen its presence in Australia’s fast-evolving non-bank sector.
In February, the non-bank lender joined Loan Market Group's (LMG) commercial lending panel, helping expand the firm's reach in Australia's growing commercial lending sector. The move followed Bluestone's launch of commercial property investment and residential construction loans last November. A month earlier, Bluestone launched expat loans and residential loans with limits up to $5 million.
Mark Jones, Bluestone's chief executive officer, said all the momentum "pushes us to aim even higher."
"We're simplifying how we operate, expanding where we can help and strengthening the broker partnerships that drive long-term, sustainable growth," he told Australian Broker.
In 2024, Bluestone's alt doc loan volume surged 260%, year-over-year. The following year, the firm reiterated that its specialty lending business continues to be a major growth driver. Also in 2025, Bluestone took home the "Rate Money Non-bank of the Year" award at the 2025 Australian Mortgage Awards (AMAs), which was hosted by Australian Broker's parent company Key Media.
Expansion plans continued with the addition of former Better Choice Home Loans National Manager Sales and Strategic Partnerships Paul Bakker, who Bluestone tapped for the newly-created role of head of strategic partnerships.
